A Japanese bank account is essential for living and working in Japan. Most banks require you to have lived in Japan for 6+ months before you can open an account. The only exception is Japan Post Bank. You can sign up online or go to a branch directly. Accounts generally have no monthly fees.

• Requirements: Residence card, phone number, proof of address.
• Good first time options:
  • Japan Post Bank — no 6+ months residency requirement
  • Shinsei Bank — English support
  • Rakuten Bank — English support
• Other popular options:
  • MUFG Bank
  • Sumitomo Mitsui Banking Corporation
  • Mizuho Bank
  • SMBC Bank